Mortgage and refinance interest rates today, June 25, 2026

Mortgage rates have barely moved this week, holding steady near 6.5%, but a sharp drop in oil prices might change that soon. If you’re watching interest rates today to plan your home mortgage or refinance, this could be the moment to act. Understanding how these shifts affect your monthly mortgage payments can help you choose…

Temporary vs. Permanent Buydowns: Which Mortgage Strategy Fits Your Needs?

In a market where nearly half again as many homes are for sale as there are buyers, sellers need to stand out. One popular way they do that is by offering a 2-1 buydown, a temporary buydown that lowers your mortgage payments for the first two years. If you’re weighing your mortgage strategies, understanding how…