Can Closing Costs Be Rolled Into a Mortgage?

Closing costs can add thousands to your home purchase or refinance, catching many by surprise. What if you could roll those fees into your mortgage instead of paying them upfront? This option depends on your loan-to-value ratio and borrowing power, but there are important trade-offs to consider before deciding. Let’s break down when rolling closing…

Mortgage & Refinance Interest Rates Today, Tuesday, July 7: Rates Moving Lower

Mortgage rates are shifting again, and July 7 brings some welcome news for homebuyers and those looking to refinance. The average 30-year fixed rate has dropped to 6.36%, with other loan options following suit. If you’re tracking current mortgage rates or planning your next move, this update based on Zillow mortgage data could influence your…