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Nadlan Capital Group – Financing For Foreign Investors in the US Market
Bridge Loans
Bridge Loans
What Is a Bridge Loan?
A Bridge Loan is a short-term, asset-based loan designed to “bridge” the gap between purchasing or refinancing a property and a longer-term exit, such as a sale or permanent loan—see our loan programs for bridge and more.
Bridge loans are ideal when:
- A property is not yet stabilized
- Speed is critical
- Conventional financing is not available
- The borrower needs temporary capital to execute a business plan
At Nadlan Financing, we structure bridge loans for residential, multifamily, and commercial assets, including foreign-national borrowers
Bridge Loans
Who Can Qualify?
US Citizens
Permanent Residents
Non-Permanent Residents
Foreign Nationals
Individual or LLC ownership
Experienced & transitional investors
Bridge Loans
Eligible Property Types
Residential | Commercial |
|---|---|
Single-Family Homes (SFR) | Multifamily (5+ units)
|
2–4 Unit Multifamily | Mixed-Use
|
Condos (case-by-case) | Retail |
Short-Term Rentals | Office |
Industrial | |
Transitional or Value-Add Assets |
Fix & Flip Loan | Hard Money Bridge Loan | Rental Loan |
|---|---|---|
Up to 90% of Purchase | Up to 85% LTC | Up to 75% of Purchase |
100% of Rehab | 7%-9%+ Rate | Up to 65% Cash Out |
7%-9%+ Rate | SFR, Multi-Family, Warehouse, Retail, Industrial, Office & More | Rate in the 6% |
1-4 Units Residential Only | 12 – 24 Months | 1-4 Units Residential Only |
New Borrowers Ok | $2MM – $100MM | 30 Years |
Up to 65% ARV LTV | Refi or Purchase | 1.25+ DSCR |
$100K – $2MM | No Credit Requirement | $55K – $10MM |
Refi or Purchase | Refi or Purchase | |
No Credit Requirement | No Credit Requirement |
Lending Criteria – Bridge Loans
Typical Lender Requirements
Criteria | US Investors | Foreign Investors |
|---|---|---|
Max LTV
| Up to 80%
| Up to 70%
|
Credit Score
| 620+
| 0
|
Loan Size
| $75K – $20M+
| $75K – $10M
|
Term Length
| 6–36 months
| 6–24 months
|
Interest Type
| Interest-Only
| Interest-Only
|
Amortization
| None
| None
|
Rehab / TI
| Available
| Available
|
Ownership
| Individual / LLC
| LLC
|
Prepayment Penalty
| None or minimal
| None or minimal
|
Closing Timeline
| 10–30 days
| 10–40 days
|
Immediate Funding
Skip the months of waiting. We can approve and fund your request in days, not weeks.
Flexible Terms
Most of our business solutions are unsecured, meaning you don’t need to pledge your home or investment property as collateral.
Competitive Leverage
We look at your monthly sales, not just your personal credit score. Perfect for businesses with strong cash flow but less-than-perfect credit.
Remote Closing
Inventory, marketing, payroll, tax payments, or expansion—you decide how to grow.
Required Documentation
US Borrowers
- Government-issued ID
- Property details & business plan
- Existing loan payoff (if refinance)
- Insurance binder
- LLC documents (if applicable)
Foreign Investors
- Passport
- US LLC + EIN
- US bank account
- Proof of liquidity
- Exit strategy (sale or refinance)
Bridge Loans
Why Choose Nadlan Financing for Bridge Loans?
Access to private & institutional bridge lenders
Fast underwriting & closings
Flexible exit strategies
Residential & commercial expertise
Foreign-national friendly programs
Feature | Details |
|---|---|
Loan Amount
| Up to $5,000,000 (Higher amounts available upon approval)
|
Max LTV
| Up to 70%
|
Interest Rate
| Begins at 9.99%
|
Loan Term
| 12 to 24 Months |
Payment Structure
| Monthly interest-only payments; Balloon payment at maturity |
Prepayment Penalty
| None (0%)
|
Closing Time
| 5 to 10 Day
|
Eligible Properties
| Condos, Single-Family Residences, Townhouses, 2-4 Units, Multifamily, Condo-Hotels
|
Information Hub
Frequently Asked Questions
Bridge loans are broader and can be used for acquisition, refinance, or stabilization, while fix & flip loans are specifically for purchase + rehab + resale.
Yes. Bridge loans are commonly used to refinance maturing or high-risk debt.
Usually no. These loans are asset-based, focusing on the property and exit strategy.
Yes. We offer bridge loan programs for foreign nationals using US LLC structures.
- Sale of the property
- Refinance into DSCR or permanent loan
- Portfolio refinance