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Nadlan Capital Group – Financing For Foreign Investors in the US Market
New Construction Lending
New Construction
What Is a New Construction Loan?
A New Construction Loan(also known as a Ground-Up Construction Loan) is designed to finance the development of a property from the ground up, including land acquisition (in some cases), hard construction costs, and soft costs and soft costs—see our loan programs for related options.
These loans are structured as short-term, interest-only financingduring construction, with funds released through a draw scheduleas the project progresses.
At Nadlan Financing, we arrange construction loans for residential and commercial projects, including foreign-national investors and LLC structures
New Construction
Who Can Qualify?
US Citizens
Permanent Residents
Non-Permanent Residents
Foreign Nationals
Individual or LLC ownership
Experienced & transitional investors
Eligible Property Types
Residential | Commercial |
|---|---|
Single-Family Homes | Multifamily (5+ units)
|
Townhomes | Mixed-Use
|
2–4 Unit Multifamily | Retail |
Small Residential Developments | Office |
Industrial | |
Build-to-Rent Projects |
Construction
New Construction Building
The Best Build to Sell and Build to Rent Programs on the Market
Line of Credit for Builders
Certainty
A line of credit from Nadlan Capital Group provides you with certainty, knowing you have easily accessible capital with reliable terms and structures, whenever you need it.
Speed
Our average time from initial submission to borrower approval is under 10 days.
One Stop Shop for Builders
Flexibility
A line of credit from Nadlan Capital Group provides you with certainty, knowing you have easily accessible capital with reliable terms and structures, whenever you need it.
Simplicity
One-time borrower underwrite with a simple, non-invasive renewal process to extend credit line duration. This means once you’re approved, we only need to underwrite the property before funding, not the borrower.
Lending Criteria – New Construction Loans
Typical Lender Requirements
Criteria | US Investors | Foreign Investors |
|---|---|---|
Max LTC (Loan-to-Cost)
| Up to 75%
| Up to 65%
|
Land Acquisition
| Case-by-case
| Case-by-case
|
Loan Size
| $500K – $50M+
| $1M – $20M
|
Term Length
| 12–36 months
| 12–24 months
|
Interest Type
| Interest-Only
| Interest-Only
|
Draw Schedule
| Yes
| Yes
|
Completion Guarantee
| Required
| Required
|
Ownership
| Individual / LLC
| LLC
|
Exit Strategy
| Sale or Refi
| Sale or Refi
|
Closing Timeline
| 30–60 days
| 45–75 days
|
How Construction Loans Work
Approved plans, budget, and timeline
Loan closes with initial funding
Funds released via construction draws
Interest-only payments during build
Exit via sale or permanent financing
Required Documentation
US Borrowers
- Government-issued ID
- Detailed construction budget
- Plans & permits
- Contractor agreements
- Experience resume
- Financial statements
Foreign Investors
- Passport
- US LLC + EIN
- US bank account
- Proof of liquidity
- Development experience summary
- Exit strategy documentation
From Initial Application To Final Payoff, We’re Here For You.
YOUR LOAN
In House Servicing Throughout the Term of your loan
New Construction
Loans for builders with shovel-ready lots or teardown projects. Spec houses or model homes, infill, teardown, or subdivisions.
- Up to 90% LTC, 75% LTV
- Loans from $100k to $3mm
- 13, 19, 24-month term options
- Non-recourse available
- Interest-only loans and paying only on drawn funds
Build to Rent
Loans for builders looking to build and retain the property as a rental. Save time, money, and headaches using our Build to Rent products.
- Single property and portfolio loan options
- Fast, simple closings on both the construction loan and rental loan
- 13, 19, 24-month term options for the construction
- 5, 10, 30-year term options for the rental loan
- Non-recourse available
Bridge Loans
Free up your working capital with bridge financing on completed new home inventory or for model homes you own.
- Fast closing & No Prepayment Penalty
- Exterior valuations*
- Up to 80% LTV & Non-Recourse Available
- We now have 13, 19, 24 Month Term Options Available
- Single loans and portfolio blanket loans
Start your application
Why Us?
Choose the Best !
This is US!
- Delivers exceptional customer service at every single step along the way
- Retains all customer touch points in house, from initial application to final payoff
- Has all the loan programs you need (rehab, rental, new construction, multifamily)
- Has a variety of term and structure options (13-24 months, non-recourse, single loans and portfolios)
- Has a variety of term and structure options (13-24 months, non-recourse, single loans and portfolios)
- Has a simple and flexible Line of Credit that allows funding for all loan programs, with a simple borrower underwrite and a simple renewal process
- Pay interest only on what you draw, not on unused funds
Most of the Others
- Gives customer experience lip service, but fails to deliver when it matters
- Outsources the most important aspects of the loan (construction management and servicing), forcing you to deal with multiple vendors out of the lender’s control
- Has limited loan programs and product options
- Requires constant re-underwriting and the same documents over and over
- Takes forever to sign off on a project
- Painfully slow to release draws
- Requires you to pay interest on unused funds
New Construction
Why Choose Nadlan Financing for Construction Loans?
Access to private & institutional construction lenders
Residential & commercial expertise
Draw management support
Foreign-national friendly programs
Exit planning into DSCR or permanent loanss
Information Hub
Frequently Asked Questions
Sometimes. Land acquisition can be included if purchased recently or contributed as equity.
Yes. Payments are typically interest-only during the construction phase.
Yes. With proper structure, foreign investors can qualifythrough US LLCs.
Through draws, after inspections confirming completed work.
The loan is typically refinanced into a DSCR or permanent loanor paid off upon sale.