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Nadlan Capital Group – Financing For Foreign Investors in the US Market
New Purchase Loan
Our Affiliated Lenders Network Example Of Rental Loan Programs
Purchase Loan
What Is a Purchase Mortgage?
A Purchase Mortgageallows borrowers to finance the acquisition of a property without paying the full purchase price in cash. These programs are designed for owner-occupied buyers, real estate investors, and foreign nationals, offering flexible underwriting based on property type, income structure, and residency status.
At Nadlan Financing, we structure purchase loans across residential, commercial, and investment assets using conventional, DSCR, and asset-based programs—see our loan programs for details.
New Purchase Loan
Who Can Qualify?
US Citizens
Permanent Residents
Non-Permanent Residents
Foreign Nationals
Individual or LLC ownership
Experienced & transitional investors
Purchase Loan
Eligible Property Types
Residential | Commercial |
|---|---|
Single-Family Homes (SFR)
| Multifamily (5+ units)
|
2–4 Unit Multifamily
| Mixed-Use Properties
|
Condos (warrantable & non-warrantable*)
| Retail |
Townhomes
| Office |
Vacation & Short-Term Rentals
| Industrial |
Portfolio Purchases
|
Lending Criteria – Purchase Mortgage Loans
Typical Lender Requirements
Criteria | US Investors | Foreign Investors |
|---|---|---|
Max LTV
| Up to 80%
| Up to 70%
|
Credit Score
| 640+
| 680+
|
Loan Size
| $100K – $10M+
| $250K – $5M
|
DSCR Requirement
| ≥ 1.00 (some allow <1.0)
| ≥ 1.10
|
Ownership
| Individual / LLC
| LLC / Corp
|
Amortization
| 30 or 40 years
| 30 years
|
Interest-Only
| Available
| Available
|
Down Payment
| 20–25%
| 30–35%
|
Prepayment Penalty
| Optional
| Common
|
Closing Timeline
| 21–35 days
| 30–45 days
|
Purchase Loan Options Available
Conventional Loans
DSCR (Debt Service Coverage Ratio) Loans
Foreign National Loans
Jumbo Loans
Commercial Mortgages
Portfolio Loans
Required Documentation
US Borrowers
- Government-issued ID
- Credit report
- Purchase contract
- Insurance binder
- LLC documents (if applicable)
Foreign Investors
- Passport
- Proof of funds
- US bank Account
- LLC + EIN
- Property income analysis (if investment)
New Purchase Loan
Why Choose Nadlan Financing?
Access to 3,000+ lenders
Residential & commercial expertise
Foreign-national friendly underwriting
DSCR & no-income options
Complex & portfolio deals welcome
Feature | Details |
|---|---|
Loan Amount
| Up to $5,000,000 (Higher amounts available upon approval)
|
Max LTV
| Up to 70%
|
Interest Rate
| Begins at 9.99%
|
Loan Term
| 12 to 24 Months |
Payment Structure
| Monthly interest-only payments; Balloon payment at maturity |
Prepayment Penalty
| None (0%)
|
Closing Time
| 5 to 10 Day
|
Eligible Properties
| Condos, Single-Family Residences, Townhouses, 2-4 Units, Multifamily, Condo-Hotels
|
Property Loan
Unlock Positive Cash Flow With A Rental Property Loan
Our rental property loan programs provide investors of all experience levels the ability to purchase, refinance, or cash-out individual rental properties, as well as entire portfolios. Explore the options below to find a rental property loan program perfect for your needs.
Feature | Rental 30 Loan | Rental 30 Pro |
|---|---|---|
Term Length
| 30 Year, Fully Amortized | 30 Year, Fully Amortized |
Property Types
| SFR 1-4/PUDs/Condos
| SFR 1-4/PUDs/Condos
|
Non-Recourse
| ❌
| Yes
|
Single Property & Portfolios
| ✓
| ❌
|
Maximum Loan Amount
| $1,000,000
| ❌
|
Minimum Credit Score
| 660
| 660
|
Minimum Loan Amount:
| ❌
| $500,000 & 5 Properties
|
Minimum Property Value
| ❌
| $60,000
|
Debt-to-Income for Borrower
| None
| None
|
Rental 30 Loan
- Term Length: 30 Year, Fully Amortized
- Property Types: SFR 1-4/PUDs/Condos
- Single Property & Portfolios
- Minimum Loan Amount: $50,000
- Maximum Loan Amount: $1,000,000
- Minimum Credit Score: 660
- Debt-to-Income for Borrower: None
Rental 30 Pro
- Term Length: 30 Year, Fully Amortized
- Property Types: SFR 1-4/PUDs/Condos
- Non-Recourse?: Yes
- Minimum Loan Amount: $500,000 & 5 Properties
- Minimum Property Value: $60,000
- No Maximum Loan Amount
- Minimum Credit Score: 660
- Debt-to-Income for Borrower: None
Rent Loan
Fix 2 Rent Loan
We offer a single-close Fix2Rent rental property loan to real estate investors. Get the best of our industry-leading FixNFlip product and then convert your upgraded single family rental to our popular Rental30 loan, with only one closing.
Financing Types: Purchase & Rehab | Property Types: SFR 1-4 |
Refinance Construction Loan Term: 13-19 Month Fixed Interest
| Single Property |
Balloon Note Permanent Note Term: ARMs and Fixed
| Minimum Loan ARV: $75,000
|
30 Years from Modification
| Maximum Loan Amount: $5,000,000
|
Fully Amortizing
| Minimum Credit Score: 660
|
- Financing Types: Purchase & Rehab
- Refinance Construction Loan Term: 13-19 Month Fixed Interest
- Balloon Note Permanent Note Term: ARMs and Fixed
- 30 Years from Modification
- Fully Amortizing
- Property Types: SFR 1-4
- Single Property
- Minimum Loan ARV: $75,000
- Maximum Loan Amount: $5,000,000
- Minimum Credit Score: 660
Purchase Loan
Why Get A New Purchase Loan?
Lower your entry barrier
You can start owning US real estate with as little as $50K investment. This enables US foreign investors to afford investing in the US real estate market.
Triple your buying power
By using other people’s money (i.e. a loan) you can buy a property that costs up to three times the amount of your existing equity. If you have $300,000 of equity, you can buy a $200,000 home through financing.
Diversify your investment
If you have $300,000 of equity, you can either purchase one home worth $300,000 or you can finance and then be able to invest three $100,000 homes. Your equity is then spread into three properties thus lowering your risk on each property.
Ready to Apply Now?
Our online application process is simple and easy to complete. You’ll be guided through the process step-by-step, and document tracking is a breeze.
See How It’s Worked For Others
Information Hub
Frequently Asked Questions
Up to 80% for US investorsand 70% for foreign investors, depending on property type and risk profile
Yes. Foreign nationals can legally purchase and finance US real estate with the right structure.
Not always. DSCR-based programsqualify based on the property’s cash flow.
Yes. Most investment and foreign-national loans are structured through LLCs.
Typical closings range from 21–45 days, depending on borrower type and asset class.