Charles

Yedu Yakagadziridzwa Kukwereta Maparamendi

Mhando dzePfuma Zvekutengeserana, zveMultifamily, uye 1-4 Yuniti Yenguva-Yakarendesa Yekudyara Yekudyara Yekugara (Imari Inogadzira Zvivakwa chete)
Kukweretesa Nzvimbo: Munyika yose kukweretesa kweUS kunze kweND, NV, uye SD muMayimari uye Sekondari Masoko (Pamusoro 120 MSAs)
Zvikwereti $ 400,000 - $ 4,000,000
Chimiro Chemari: Yakagadziriswa Rate Mortgage Loans. 5, 7, kana makore gumi mazwi.
LTV: Kusvika ku 65.0% (70% Nyaya Nenyaya)
DSCR Minimum: 1.20x
Chikwereti Score Chishoma: hapana
Amortizations: Makore mashanu kana makumi matatu
Nzira: Full
Kubhadhara: Yakavharirwa kwehafu yetemu uye inovhura mukati memwedzi mitatu yekupedzisira mahara; pakati nepakati pane chirango che 3-3pts inoderera 5% pagore
Chikwereti Chibereko: Minimum 8.0% (7.5% yea multifamily kana epamusoro-giredhi zvinhu)
Rangarira Kufunga: Kunotsamira paLTV, Chikwereti Chibereko, DSCR, uye Mukwereti Chiitiko. Taura nesu kuti uwane ruzivo.
Rate Adjustments: Imba yePfuma, Chikwereti Chikamu, Anokwereta Net Kukosha / Liquidity, Chikwereti Chinangwa, uye Saizi reMusika.
Zvikwereti Zvikwereti: Mwedzi gumi nembiri yePITI Reserves inodiwa.
Deposits uye Mari: Variable. Taura nesu kuti uwane ruzivo.

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