A DSCR Loan is a mortgage loan for a residential income-producing property.It is primarily based on the “Debt Service Coverage Ratio” or the cash flow of the property, rather than the borrower’s income.
A traditional mortgage loan will require income verification, tax returns, and a “Debt-to-Income” (DTI) ratio. DSCR Loans require none of these!
Perfect for real estate investors ready to scale (no more W2!) or looking to leave behind the hassle, paperwork, and headaches of conventional financing, DSCR Loans are quickly becoming the go-to loan option for real estate investors – US Citizens or Foreign Nationals.
Nadlan Capital Group explains to every borrower how to qualify, assists in getting the best rates and terms, and answers to any frequently asked questions.
For a comprehensive definition, “DSCR Loans are mortgage loans secured by residential real estate turnkey properties strictly used for a business purpose and underwritten primarily based on the property.”
Foreign Nationals with no Social Security Number, Taxes, Income (W2’s), or Credit.
Self-employed or Freelance People Looking to Invest in Real Estate
People Who Invest in Real Estate with Partners or a Team.
Investors Pursuing Niche Strategies Like Short Term Rentals or the “BRRRR Method”