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Nadlan Capital Group – Financing For Foreign Investors in the US Market
Business Loans
Our Business Loan Programs
FIX and FLIP
Looking To Purchase And Rehab With An Investment Property Loan?
Fixing and flipping homes is a great source of income, but it can be difficult to find the right funding. In order to renovate a home and flip it for a profit, you need sufficient capital. And below are our fix and flip loan programs that are available nationwide.
Invoice Factoring
Invoice factoring allows you to sell your invoices to a lending company. Each time, and only when, a customer pays an invoice, you pay the lender back.
Unsecured Business Loan
Unsecured business loans carry no collateral. Your business assets are free from any risk of being allocated to the lender if repayments can’t be made.
Line of Credit
A small business line of credit allows for quick access to business funds against a predetermined credit limit through a simple withdraw request to the lender.
Business Equipment Loan
Business equipment finance enables you to fully purchase vital equipment which is too costly to purchase once off.
Merchant Cash Advance
A merchant cash advance is money allocated to you to cover business expenses. You repay the amount with a set percentage of your credit card transactions.
Commercial Vehicle Loan
Business auto loans are collateral-free. Your valuable business assets are not in jeopardy of being repossessed if repayments aren’t made.
Startup Business Loans
A startup loan offers a financial solution for entrepreneurs looking to start a business, giving them the funds they need to make their business successful from the get-go
SBA Loan
A merchant cash advance is money allocated to you to cover business expenses. You repay the amount with a set percentage of your credit card transactions.
Loan Guides
Business Loan Guides
How to qualify for a business loan
Anyone with a business can apply for a loan through Become. If you don’t qualify, you’ll be given a dashboard explaining why you didn’t and better yet, you’ll learn how to improve your funding odds!
To qualify for a loan, at a minimum you should have:
- Credit score: Some of our partners will not judge you based on a low credit score, as the decision is based on the overall health of your business
- Time in business:
- American business – 3 months
- American business – 3 months
- Revenue: ideally an average of $5,000 per month
Our lenders will only approved 1/3 of loan amount based on your average annual income. If your annual income is 100,000 you will only be approved for 30,000 loan amount, unless you have collateral to show, there will other alternative options for you to get higher loan amount if you will use some collateral.
What documents do you need to provide?
- We need to see a business checking account – we will use this to analyze your business’s last 3 to 6 months of statements
- Other documents needed will depend on the lender you’re matched with and choose to apply with. For example, you may also need:
- Merchant statements – 3 to 6 months worth
- Tax returns – only the most recent
- Financial projections (especially if you own a younger business)
Business Loan
Product Comparison Table
Feature | Working Capital / MCA | Equipment Financing | Business Line of Credit |
|---|---|---|---|
Best For
| Immediate cash flow, inventory, or emergency expenses.
| Purchasing machinery, vehicles, or tech.
| Ongoing expenses and managing cash flow gaps.
|
Speed to Fund
| Fastest (24 Hours)
| Fast (2-5 Days)
| Fast (3-7 Days)
|
Collateral
| Unsecured (Based on Revenue)
| The Equipment itself
| Unsecured or Secured
|
Term Length
| 3 – 18 Months | 1 – 7 Years
| Revolving (Renewable)
|
Qualifying Factor
| Monthly Sales Volume
| Equipment Value | Credit & Revenue
|
Repayment
| Daily/Weekly
| Monthly
| Monthly (Interest Only options)
|
Business Loan
Why Choose Our Business Funding?
Lightning Speed
Skip the months of waiting. We can approve and fund your request in days, not weeks.
No Real Estate Required
Most of our business solutions are unsecured, meaning you don’t need to pledge your home or investment property as collateral.
Revenue-Based Approval
We look at your monthly sales, not just your personal credit score. Perfect for businesses with strong cash flow but less-than-perfect credit.
Use Funds for Anything
Inventory, marketing, payroll, tax payments, or expansion—you decide how to grow.
Ready to Apply Now?
Our online application process is simple and easy to complete.
You’ll be guided through the process step-by-step, and document tracking is a breeze.
Information Hub
Frequently Asked Questions
Anything your business needs. You can use it for inventory, payroll, marketing, rent, or buying new equipment.
No. Most of our business loans are unsecured. We look at your business revenue, not your personal assets.
Yes. We focus on your business's cash flow. If your business makes money, you can qualify even with a lower credit score.
We are built for speed. Approvals often happen in 24 hours, and funds can land in your account in 48 hours.
Forget the mountain of paperwork. We usually just need your last 3 months of business bank statements to get started.
We typically require your business to be running for at least 6 months to qualify.