Matching small-to-medium businesses with the most relevant lenders to provide them with the simplest and quickest funding solution.
Invoice Factoring
Invoice factoring allows you to sell your invoices to a lending company. Each time, and only when, a customer pays an invoice, you pay the lender back.
Unsecured Business Loan
Unsecured business loans carry no collateral. Your business assets are free from any risk of being allocated to the lender if repayments can’t be made.
Line of Credit
A small business line of credit allows for quick access to business funds against a predetermined credit limit through a simple withdraw request to the lender.
Business Equipment Loan
Business equipment finance enables you to fully purchase vital equipment which is too costly to purchase once off.
Merchant Cash Advance
A merchant cash advance is money allocated to you to cover business expenses. You repay the amount with a set percentage of your credit card transactions.
Commercial Vehicle Loan
Business auto loans are collateral-free. Your valuable business assets are not in jeopardy of being repossessed if repayments aren’t made.
Startup Business Loans
A startup loan offers a financial solution for entrepreneurs looking to start a business, giving them the funds they need to make their business successful from the get-go
SBA Loan
A merchant cash advance is money allocated to you to cover business expenses. You repay the amount with a set percentage of your credit card transactions.
Business Loan Guides
How to qualify for a business loan
Anyone with a business can apply for a loan through Become. If you don’t qualify, you’ll be given a dashboard explaining why you didn’t and better yet, you’ll learn how to improve your funding odds!
To qualify for a loan, at a minimum you should have:
Credit score: Some of our partners will not judge you based on a low credit score, as the decision is based on the overall health of your business
Time in business:
American business – 3 months
Australian business – 6 months
Revenue: ideally an average of $5,000 per month
Our lenders will only approved 1/3 of loan amount based on your average annual income. If your annual income is 100,000 you will only be approved for 30,000 loan amount, unless you have collateral to show, there will other alternative options for you to get higher loan amount if you will use some collateral.
What documents do you need to provide?
We need to see a business checking account – we will use this to analyze your business’s last 3 to 6 months of statements
Other documents needed will depend on the lender you’re matched with and choose to apply with. For example, you may also need:
Merchant statements – 3 to 6 months worth
Tax returns – only the most recent
Financial projections (especially if you own a younger business)
Ready to Apply Now?
Our online application process is simple and easy to complete. You’ll be guided through the process step-by-step, and document tracking is a breeze.