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Nadlan Capital Group – Financing For Foreign Investors in the US Market
Fix And Flip Loan
Our Affiliated Lenders Network Example Of Our Fix N Flip Programs
Fix & Flip
What Is a Fix & Flip Loan?
A Fix & Flip Loan is a short-term real estate financing solution designed for investors purchasing distressed or value-add properties, renovating them, and reselling for profit—compare our loan programs if you’re weighing options.
These loans typically cover both the purchase price and renovation costs, allowing investors to minimize cash out-of-pocket while moving quickly on competitive deals.
At Nadlan Financing, we structure fix & flip loans for US and foreign investors, including complex properties and LLC ownership.
Fix & Flip
Who Can Qualify?
US Citizens
Permanent Residents
Non-Permanent Residents
Foreign Nationals
Individual or LLC ownership
Experienced & transitional investors
Fix & Flip
Eligible Property Types
Residential | Commercial (Select Programs) |
|---|---|
Single-Family Homes (SFR)
| Mixed-Use
|
2–4 Unit Multifamily
| Small Multifamily (5–20 units)
|
Condos (case-by-case)
| Light Commercial Value-Add
|
Townhomes
|
Lending Criteria – Fix & Flip Loans
Typical Lender Requirements
Criteria | US Investors | Foreign Investors |
|---|---|---|
Max LTC (Loan-to-Cost)
| Up to 90%
| Up to 85%
|
Rehab Coverage
| Up to 100%
| Up to 100%
|
Max ARV
| Up to 70–75%
| Up to 65–70%
|
Credit Score
| 620+
| 680+
|
Loan Size
| $100K – $5M+
| $250K – $3M
|
Ownership
| Individual / LLC
| LLC
|
Term Length
| 6–24 months
| 6–18 months
|
Interest Type
| Interest-Only
| Interest-Only
|
Rehab Draws
| Yes
| Yes
|
Closing Timeline
| 21–35 days
| 14–30 days
|
How Fix & Flip Loans Work
Property is purchased using loan proceeds
Renovation budget is escrowed
Funds are released in rehab draws
Property is sold or refinanced upon completion
Required Documentation
US Borrowers
- Government ID
- Purchase contract
- Scope of work
- Budget & timeline
- Experience summary (if applicable)
Foreign Investors
- Passport
- Proof of funds
- US bank Account
- US LLC + EIN
- Exit strategy details
Fix & Flip
Why Choose Nadlan Financing for Fix & Flip?
Access to Private & Institutional Lenders
High Leverage on Purchase & Rehab
Fast Approvals & Closings
Foreign-National Friendly Programs
Exit options into DSCR or Bridge loans
Information Hub
Frequently Asked Questions
Yes. Many programs cover up to 90% of purchase and 100% of rehab costs.
Experience helps, but first-time flippers can still qualify with stronger financials.
Yes. We offer dedicated foreign-national fix & flip programs.
Funds are disbursed through draws after inspections at each renovation stage.
Most investors sell the property or refinance into a DSCR or rental loan.
Need Funding to Buy and Fix?
Purchase & Renovation Loans
Fixing and flipping homes is a great source of income, but it can be difficult to find the right funding. In order to renovate a home and flip it for a profit, you need sufficient capital. And below are our fix and flip loan programs that are available nationwide.
Fix & Flip
For the investor who wants to purchase and renovate an investment property in order to sell it.
Term Length: 13 months
Bridge Plus
For the investor looking to quickly purchase or refinance for resale or bridge to long term financing
Experience: 5+ completed flips in the last 36 months
Term Length: 13 months
Heavy Rehab
For the investor who owns an investment property and is in need of capital for construction.
Term Length: 13 months
Cash Out
For the investor who owns an investment property free-and-clear and desires to leverage that property for any reason.
Down Payment: 0% (if property is owned outright)
Term Length: 13 months
Ready to Apply Now?
Our online application process is simple and easy to complete.
You’ll be guided through the process step-by-step, and document tracking is a breeze.
See How It’s Worked For Others
Fix & Flip
Product Comparison Table
This table breaks down the difference between a standard investor and an experienced "Pro" investor, showing how the terms improve as you build a track record.
Feature | Standard Program (New Investors) | Preferred Program (Experienced) |
|---|---|---|
Experience Required
| 0 – 2 Past Flips | 3+ Verified Flips (Last 3 years) |
Max Purchase Leverage
| Up to 85% of Purchase Price
| Up to 90% of Purchase Price
|
Renovation Funding
| 100% of Rehab Budget
| 100% of Rehab Budget
|
Total Loan-to-Cost (LTC)
| Max 85%
| Max 90%
|
Max Loan-to-ARV
| 70%
| 75%
|
Interest Rate
| Starting at ~9.99%
| Starting at ~8.99%
|
Minimum Credit Score
| 650+
| 620+
|
Liquidity Requirement
| Purchase down payment + Closing costs
| Purchase down payment + Closing costs
|
Foreign Nationals
| Eligible (Max 75% LTC)
| Eligible (Max 80% LTC)
|
FIX and FLIP
Why Choose Our Fix And Flip Loan Program?
Maximize Your Cash on Cash Return
With up to 90% financing on the purchaseand 100% financing for renovation, you keep more of your own cash in your pocket to scale your business
Speed of Execution
We streamline the underwriting process to close quickly, ensuring you never lose a deal due to financing delays.
Interest on Drawn Funds Only
You only pay interest on the construction funds afteryou withdraw them, minimizing your holding costs during the project.
No Experience Needed
We have specific programs for first-time flippers, as well as aggressive rate discounts for seasoned pros with a track record.
Foreign National Friendly
We lend to international investors flipping homes in the US without requiring US credit or residency.
Information Hub
Frequently Asked Questions
These loans are designed to cover both the purchase priceof the property and the renovation costsneeded to fix it.
Rates for our direct lender programs typically range from 8.99% to 11.5%
No. There is no prepayment penalty, so you can sell the property or refinance as soon as the work is done.
We offer programs that cover 80% of the purchase priceand 100% of the rehab costs. We even have a specialized 100% Financing program(up to 65-70% of the After Repair Value) for qualifying deals.
The standard loan term is 12 months, giving you plenty of time to renovate and sell.